Month: June 2016

www.uscellular.com/myaccount – Online Account Management

US Cellular My Account

  • US Cellular customers can log on to pay their bill, add a line to their account, upgrade their US Cellular service, or check their data and messaging usage4
  • Even US Cellular no contract and prepaid customers can access their account online by just clicking the special section for those accounts
  • Customers who have forgotten their US Cellular account password can retrieve it if they know their account’s PIN and phone number (the PIN was set up when the account was first established)

Payments made using the US Cellular online portal will be applied to the customer’s account by the end of the business day. If a customer doesn’t already have an online account for US Cellular, they can sign up for one as long as they know their wireless phone number, have their US Cellular enabled phone with them (so they can receive a confirmation text message) and know the PIN number that’s on the account.

US Cellular My Account Comments

  • Free to use but requires a valid email address upon registration
  • If a customer wants to set up a US Cellular account for a device that doesn’t have a phone number, they can register using the MEID number that can be found on the battery compartment of their device

More Things to Note About US Cellular

  • Has been consistently rated as “the highest wireless call quality performance” by JD Power and Associates
  • US Cellular also received the highest ranking in network quality and cell phone call quality by Consumer Reports
  • 8410 W. Bryn Mawr, Suite 700, Chicago, IL 60631-3486
  • Any questions about a US Cellular my account can be directed to 773-399-8900

Founded in 1983, US Cellular has the fifth largest wireless communications network in the United States, and provides cell phone service to nearly 5 million people in 23 states. The US Cellular headquarters is located in Chicago, where they are well known as the primary sponsor for the Chicago White Sox pro baseball stadium, US Cellular Field.

Primary References

  1. www.uscellular.com/myaccount
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www.myfmbank.com – F&M Bank Online

My F&M Bank

  • Customers who have an account with F&M Bank can logon to access their bank account, including seeing their current balance and setting up mobile alerts to keep their account safe
  • If an F&M Bank account holder doesn’t already have an online account, they will need to fill out a form with their bank account number to set one up (online access becomes available within 48 hours usually)
  • Customers are asked to remember that F&M Bank will not have access to their permanent bank account password

F&M online banking gives clients instant access to their account, has helpful financial tools like the ability to review and monitor ATM transactions, transfer funds, and search an F&M bank account for a specific transaction. To apply for online account access with F&M, customers can stop by and bank branch and fill out a form (the quickest way), or print out a form form the F&M Bank website and mail it in. When F&M Bank receives a user’s application, that user will receive a temporary password they will use to log on (at which point they will be required to set up a permanent password).

My F&M Bank

  • Account holders can also sign up for “U Choose Rewards” to earn points for transactions made with an F&M debit card
  • One of the most popular banks in Tennesse

Important Facts to Know About F&M Bank

  • The bank’s current CEO is William S. “Sammy” Stuard
  • F&M Bank offers traditional banking services along with mortgage loans and automobile loans
  • (931) 645-2400
  • 50 Franklin Street, Clarksville, TN 37040

F&M Bank is a regional bank that serves middle Tennessee, and first opened their doors in 1906. Founded in Bumpus Mills, Tennessee, Farmers & Merchants Bank is one of the top independent banks (by asset size) headquartered in Tennessee. The bank was known as Farmers and Merchants until 2003, when they decided to rebrand as F&M and expand into other markets like Joliet, Cookeville, and Hendersonville.

Primary References

  1. www.myfmbank.com
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www.tracfoneswitch.com – Prepaid Phones with No Contract

Tracfone Switch

  • Customers who have a compatible cell phone can take their phone to Tracfone to switch their service and get special cell phone plan rates
  • Almost all 4G LTE and 3G smart phones are eligible to switch to Tracfone, with the only exception being Double Minutes cards
  • When customers switch their cell phone to Tracfone, they will usually be able to keep their number, and even their same cell network they’ve always used

To switch a phone to a Tracfone plan, customers will need to purchase a 4G LTE or a 3G Tracfone Activation Kits, as well as purchase  Tracfone airtime service plans. Once the Tracfone activation kit has been purchased, customers will need to click on the “Register CDMA” link on the Tracfone web site, and then choose “Activate CDMA” or “Activate GSM” depending on their cell phone settings.

Tracfone Switch Comments

  • Tracfone offers unlimited carryover, meaning that minutes purchased never expire, and will roll over to the next month if they’re unused (as long as the customer adds minutes to their Tracfone account at least one time every 6 months)
  • Tracfone reserves the right to cancel this promotion at anytime

More Important Things to Know About Tracfone

  • Was founded in 1996 and known as Topp Telecom Inc. at that time, and was a subsidiary of Mexico’s largest phone company
  • In a 2008 report, Tracfone had just over 400 employees that did not work at their retail stores

Tracfone Wireless (who has their current headquarters in Miami, Florida) has about 80,000 retail stores around the USA. Tracfone has agreements with almost all major cell carriers to use their networks, making it the most popular prepaid cell service in America. Today, Tracfone is well known for sponsoring the SafeLink Wireless program, which sponsors free or low cost cell phones to low income families.

Primary References

  1. www.tracfoneswitch.com
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www.cashnowcard.com – Activate Visa Prepaid Card Online

Cash Now Card

  • Customers who have a “Cash Now” card from J.G. Wentworth can login by entering their card’s number and activate their card before the first time they use it
  • The Cash Now Card website from J.G. Wentworth can also be used to check the balance left on a card and see recent transactions that were made
  • To add funds to a J.G. Wentworth prepaid card, customers will need to visit the J.G. Wentworth web site or make a deposit at any MoneyGram or Western Union store location

When ordered online, there’s no charge to receive a prepaid card from J.G. Wentworth, and the card will be sent within 5 to 7 business days. Customers who are signing up for a J.G. Wentworth prepaid card will need to make a deposit to the account before it will be mailed out.

Cash Now Card Comments

  • Prepaid cards issued by J.G. Wentworth can’t be overdrafted, meaning there are no surprise fees when money in an account runs low
  • There are no ATM fees to use a JG Wentworth prepaid cash card, but there are monthly transaction fees of $2.95 that can be removed if at least $500 a month is directly deposited to the card
  • Prepaid cards will NOT hurt or improve a credit score

Additional Information About J.G. Wentworth

  • The current JG Wentworth CEO is Stewart Stockdale, who took over the office in the early 2000s
  • J.G. Wentworth filed for Chapter 11 bankruptcy in 2009, and received a $100 million investment in the company just 6 months later

To contact JG Wentworth about a Get Cash Now card please dial (855) 698-4566.  J.G. Wentworth was founded in 1991, and focuses primarily on direct to customer lending through mortgage lending and structured settlements. The company is known for television commercials with the jingle of “If you have a structured settlement, and you need cash now…. call J.G. Wentworth.” The J.G. Wentworth tv commercials have won numerous awards in the commercial industry and are headquartered at 201 King of Prussia Road, Suite 501, Radnor, PA 19087.

Primary References

  1. www.cashnowcard.com
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www.netpayadvance.com – Apply For Short Term Loan

Net Pay Advance

  • The Net Pay Advance web site offers customers the opportunity to apply for short-term payday loans that can be used for a number of purposes, like emergencies, home repair, and more
  • A loan that’s approved from Net Pay Advance by 5:30 p.m. Pacific Time will be deposited the next business day
  • Customers will receive an e-mail with the status of their Net Pay Advance loan usually within one hour of the time they applied (during business hours)

No credit is required to apply for a loan from Net Pay Advance (meaning Net Pay Advance does not run a credit check before the application), and money can be deposited in the applicant’s account in as little as 24 hours.

Net Pay Advance Comments

  • Application is free and customers will not be charged an application fee
  • The total amount that’s available to borrow from a Net Pay Advance loan depends on the individual applicant, but in many times, it’s as much as $1,500
  • Any loan made through Net Pay Advance will be due on the borrower’s next pay-day (between 7 and 31 days) in full
  • No payments can be made on a Net Pay Advance loan.

At the present time, only residents of Texas and California can use Net Pay Advance for loans.

How to Apply For A Loan From Net Pay Advance

  • Applying for a loan from Net Pay Advance will have an effect on the borrower’s credit report
  • If a loan from Net Pay Advance is paid with a bank transfer directly, the applicant will be eligible to apply for a new Net Pay loan in as little as 4 days

Any questions in regards to a Net Pay Advance loan can be directed to 888-942-3320.  To get started with a Net Pay Advance application, customers just need to click the “Get Cash Now” button and enter their basic personal information. Applicants will need to verify their income by sending a pay stub to Net Pay Advance.

Primary references
netpayadvance.com

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