Max Lend

• By using Max Lend, customers can get as much as a $1,250 cash loan that’s deposited in their bank account the next day
• At the current time, payments for a loan from Max Lend can only be made by direct bank transfer, not a credit or debit card
• Customers who apply for a Max Lend loan will receive answer to their loan application in as little as 10 minutes during regular business hours

To apply for a loan from Max Lend (which is a much better alternative to traditional payday loans), customers will need to enter personal information like their name and address in the first section. The second section of a Max Lend loan involves applicants submitting how often they get a paycheck (weekly, bi-weekly, twice a month, or one time a month), if they have ever filed for bankruptcy, and the name of their employer.

Max Lend Comments

• Must be 18 years of age or older in order to obtain a loan
• Applicants will have to show proof of income
• APR’s range from 471.7846% to 841.4532% depending on the duration of the loan and the loan origination fees

The final step for a Max Lend loan is for customers to enter their banking information (like routing number and account number) for payments to be made.

How to qualify for a loan from the Max Lend web site

To be eligible to get a Max Lend loan, potential borrowers just need to meet a few basic requirements, like:

• Having a verified source of income that is directly deposited into a checking account (and having that account open for at least 3 months)
• Have a “take home” pay that meets the minimum requirements for Max Lend (see their website for specific information on this)
• Have no current bankruptcy proceedings on file with a local court system

To contact Max Lend?

Any questions in regards to a Max Lend loan can be directed to a loan customer service agent at 1-877-936-4336 or those looking to contact Max Lend via US mail can write to: P.O. Box 639 | Parshall, ND 58770

Primary References

1. www.maxlend.com

Dollar Loan Center

• Dollar Loan Center is an online portal where customers of Dollar Bank can explore loan opportunities for a number of purposes, like home and car purchases and debt consolidation
• Customers of Dollar Bank can apply for any of the bank’s loans directly online, and can receive an instant quote before they even apply
• Dollar Bank has business and personal banking services like checking and savings account, plus cash management programs like CashANALYZER Management System

Dollar Bank customers who are interested in applying for a loan with the bank can log on to the Dollar Loan Center and find all the information they need to apply. Loan applications that are made through the Dollar Loan Center web site usually receive a response from Dollar Bank within 24 hours (or the next business day if a customer applies for a Dollar Loan over the weekend or on a holiday).

More Important Information to Know About Dollar Loan Center

• Dollar Bank was founded in 1855 by a man named Charles Colton, and was known as Pittsburgh Dollar Savings Institution at the time
• The first Dollar Bank location in Pennsylvania was famous for having two stone lions in front of the bank (built in 1871) that represents the level of protection Dollar Bank offers their customers

Dollar Loan Center is a service of Dollar Bank, which is a regional bank primarily serving the Pittsburgh, Pennsylvania area. Dollar Bank has an annual revenue that’s over $7.5 billion, and has 1,300 customers. In 2012, Dollar Bank became widely known for being one of the first banks to use the “Video Personal Teller Machine” system that lets customers speak with a live teller after hours through a computer screen.

To contact Dollar Loan Center

• 1-800-828-5527
• 340 Fourth Ave, Pittsburgh, Pennsylvania 15222

Primary References

1. www.dollarloancenter.com

OPP Loans

• OPPLoans offers online installment loans that can be 125% cheaper than comparative payday loans
• Loans issued by OPPLoans can be used for many different purposes (buying a car, home repair, credit card debt), and can be deposited into the borrower’s checking account in just 24 hours after the application is finished
• Applying for an online loan through OPPLoans does not affect the borrower’s credit score (this only happens if the loan is actually taken through OPPLoans)

In many cases, customers can get loans up to $10,000 from OPPLoans and as low as $1,000. Customers can receive an online credit education course through OPPLoans and actually get a credit on their account that leads to a lower interest rate on loans they apply for. Over 25,000 customers who have used OPPLoans consider their experience “very satisfied” and rank the company 5 stars.

OPP Loans Comments

• OPPLoans calls their loans “better than payday” loans because they often have a lower interest rate than customers might get through a payday loan lender, and are generally more flexible when it comes to paying the loans back
• Approval is not guranteed
• Must be 18 years of age or older in order to be approved

How Are OPPLoans repaid?

• OPPLoan reports to the TransUnion credit agency, so customers who make their payments on time will actually see an improvement in their credit score
• If customers want to make an early payment on an OPPLoan, they can do that through opploans.com
• Contact? Opportunity Financial, 11 E Adams Street, Suite 501, Chicago, IL 60603 (mail) or (855) 408-5000 (phone)

Most loans from OPPLoans are paid back via direct payroll deduction. Other methods include direct bank (also known as ACH) transfer that’s automatically taken out on each month’s due date. Some loans with OPPLoan can be refinanced, but the laws for this change from state to state.

Primary References

1. www.opploans.com

CCS Payment

• To make a payment to an account with Credit Collection Services, customers first need to answer whether they were contacted about a debt through the mail or over the phone
• Payments sent to Credit Collection Services can be made by check through the mail, or by credit card online
• If customers who have been contacted by Credit Collection Services can’t make a payment all at once, they can set up a payment plan

How to send documents to Credit Collection Services

To contact Credit Collection Services:

• 725 Canton Street, Norwood, MA 02062
• 877.870.1000

Primary References

1. www.ccspayment.com

iLoan Offer

• Customers who received an invitation to apply for a loan through iLoan can enter their invitation code to see how much they’ve been pre approved for
• If someone is interested in borrowing from iLoan but didn’t receive in invitation code, they can fill out their personal details and see their pre-approval amount before they actually apply (this will have no impact on the applicant’s credit)
• Loans from iLoan can be for anywhere between $2,550 and $25,000 and are all unsecured (meaning the loans don’t require collateral), but the specific amount that can be borrowed varies by state according to local laws

The iLoan company began in  2015 as the Internet only portion of well-known Springleaf Finance (which is now known as OneMain Holdings Inc). Right now, iLoan is only available to certain states, which include California, Alabama, Idaho, Delaware, Nevada, Missouri, Oregon, Utah, Wisconsin, and New Mexico.

iLoan Offer Comments

• As long as a loan from iLoan is processed by 4 p.m. Central Time, it will be issued to the borrower’s bank account the next business day
• iLoan claims that they are “powered by real people” who genuinely care about the customer’s experience and will try to leave a personal touch to make sure every borrower has a positive experience

How to Make A Payment to An iLoan Account

• Customers who are having trouble making a payment to a loan handled by iLoan are asked to call the customer service department where an iLoan representative will help talk through available options

Payments to an iLoan account can only be made one of three ways: direct bank account or ACH transfer (the most common and easiest method), or by personal check or money order. Making an iLoan payment online is also the best option to make a late payment, because it’s the option that will get the payment applied the fastest.  Any questions about the iLoan offer can be directed to 800-675-0200 or mail at iLoan,PO Box 1090,Evansville, IN 47706-1090.

Primary references

1. www.iloan.com/offer