Zippy Loan

• By using Zippy Loan, borrowers can get a loan as much as $15,000 or as little as $100 in just 24 hours
• Applying for a loan from Zippy Loan takes just 5 minutes, and only takes basic personal information like how much cash is needed, the borrower’s monthly income, their credit type and state of residence
• Loans from Zippy Loan are secured, meaning that there is no collateral like a house or a car that has to held as collateral (all that’s needed is proof of regular income)

To get a payday loan using Zippy Loan, customers just need to enter their full name, address, basic income information, and employment information. In most cases, applicants will hear back from Zippy Loan in less than 5 minutes.

Zippy Loan Comments

• A borrower’s credit score is taken into account with Zippy Loan, but it’s not the only factor, and it’s not the deciding factor
• Plenty of people with a low credit score or even no credit at all have gotten loans from Zippy Loan

One an applicant sends in what type of loan they’re looking for, Zippy Loan searches from lenders and finds the best match. Zippy Loan handles loans for up to $15,000, but not every applicant will be approved for that much. Most lenders through Zippy Loan do offer extensions for people that may be having trouble paying a loan back due to financial hardships.

What can loans from Zippy Loan be used for?

Some of the most common uses for financial help from Zippy Loan are debt consolidation (for people carrying a large amount of debt from credit cards or other loans), home repairs and renovations (affording a major home renovation can be tough without getting help from a loan), for unexpected expenses (like medical bills or major car repairs), or personal needs (like going to school or traveling).

Primary References

1. www.zippyloan.com

Speed Loan USA

• Apply for a loan online with an authorization code
• Speed Loan USA offers loans from nation wide lenders and has a fast approval process
• Bad credit is OK (as long as it’s not to bad)

Loans from Speed Loan USA lenders generally ranger from “4.99% to 34%” and the APR of the loan includes the interest, fees and nominal charges factored into the loan.  Please note that Speed Loan USA does not provide the loan rather provides lenders who will then either approve or deny a loan application.  Generally speaking the shorter the loan the higher the APR (the longer the loan the lower the APR).  Short terms loans with Speed Loan USA are defined as 60 days or less.

Please note that in the event the borrower fails to make payments the loan account may be sent to collection agencies which will result in bothersome phone calls and damage to a credit score. Collection practices vary be lender and will be outlined in the Speed Loan USA agreement.  When finalizing a loan be sure to read over the terms and conditions of the loan to be sure the applicant is not getting hood winked.

This sounds good and all but what is needed to apply for a loan online?

• Full name (the applicants named will be used in a credit check)
• Mobile and home phone (just in case the lender needs to make contact in regards to a late payment)
• Time zone
• Email address
• Loan amount and type

Speed Loan USA offers loans ranging from $200 to $10,000 and in some cases applicants can be approved for loans for more than $10,000 (this will require a high monthly income and good credit).  The type of loan can be an unsecured loan (theses generally come with higher APR’s), Pay Day Loans, Bad Credit Loans, and Personal Loans.

Primary References

1. www.speedloanusa.com

Sallie Mae Smart Option

• Obtain more details about the Smart Option student loan offer from Sallie Mae
• The loan offers three repayment options, variable or fixed interest rates, and a variety of other choices
• Interest rates associated with this offer generally range from 2.50% APR to 9.59% APR

The Sallie Mae Smart Option loan offer comes with a rate reduction of 0.25 percentage points if the customer enrolls in to have their monthly payment automatically debited from their checking or savings account.  Cosigners are allowed and it may improve the customers APR if a parent or other creditworthy individual consigns the loan.  The cosigner can be released from the loan once the following conditions have been met:

• The student has graduated from college
• They have made 12 on-time principal and interest payments
• Certain credit requirements have been meet (credit history cannot show any open bankruptcy cases, open foreclosure, or student loan(s) in default or 90 day delinquencies in the last 24 months)

Please note the rate reduction associated with the Sallie Mae Smart Option automatic debit program applies only during active repayment for as long as the Current Amount Due is successfully deducted from the designated bank account each month and is suspended during forbearances and certain deferments.

Sallie Mae Smart Option Comments

• Customers will receive a free FICO score on Sallie Mae Activity Center every quarter
• The FICO score can be viewed at the customers Sallie Mae online account activity center
• The program comes with a fix repayment option that allows the borrower to only pay $25 per month after graduation for the first 6 months (and while in school)

Any questions on regards to the Sallie Mae Smart Option loan program can be directed to 855-756-5626 or for questions about a current loan balance or payment please dial 800-472-5543.  The Sallie Mae loan call center is open on Monday – Thursday 8:00 AM to 9:00 PM ET – Friday 8:00 AM to 8:00 PM ET – Saturday 9:00 AM to 6:00 PM ET… the Sallie Mae Smart Option call center is closed on Sundays and federal holidays.

Primary References

1. www.salliemae.com/smartoption

Mortgage Refinance Rates

• By visiting Mortgage Refinance Rates.org, customers can get the latest information about home refinancing loans, including searching through different vendors to find the lowest interest rates
• When customers verify  their home purchase, they can receive a refinance quote in just minutes, showing just how much money the homeowner can save on interest and lower home loan payments
• Mortgage Refinance Rates is perfect for customers who are looking for a first time home loan, customers who want to get a cash loan from the equity they have in their home, or customers who are looking to potentially save thousands of dollars a year by lowering their interest rate

Getting a rate quote from Mortgage Refinance Rates is totally free, and comes with no obligation. Filling out the free home loan rate quote form from MortgageRefinanceRates.org gives loan vendors permission to contact the applicant about loans. If addition to just letting potential borrowers search through home loan vendors, the Mortgage Refinance Rates web site even includes a “Learning Center” link that provides information about reasons customers should refinance their home loan, facts about “cash out” loans, information on how interest rates change, and more.

Mortgage Refinance Rates Comments

• Mortgage Refinance Rates works with vendors that can offer just about any type of loan imaginable, including HARP, Conventional refinance, FHA Streamline, FHA Cashout, Reverse Mortgages, and VA Streamline Mortgages

More to Know About The Mortgage Refinance Rates web site

Mortgage Refinance Rates is owned by Full Beaker Inc., and is not a government affiliated web site. Mortgage Refinance rates doesn’t issue mortgages, and they don’t accept home loan applications, but they do work with companies that do. Because they are not the ones actually issuing loans, Mortgage Refinance Rates is not responsible for the accurate of rates, interest information, and other details presented.

To contact Mortgage Refinance Rates.org

• 200 112th Ave. NE, Suite 310, Bellevue, WA 98004.
• Call them at 888-988-7506

Primary References

1. www.mortgagerefinancerates.org