Month: July 2016

www.urssettlement.com – United Recovery System Class Lawsuit

URS Settlement

  • A recent class action lawsuit filed against United Recovery Systems alleges that URS violated the Fair Debt Collection Practices Act by having a “URS Number” and QR code available through the clear window of letters that were mailed to clients
  • Customers who received a debt collection notice from URS that had this information visible may be eligible to receive payment from this class action suit
  • URS denies any wrongdoing in this case, but has agreed to settle out of court to avoid having to pay for a lengthy court case

Any customer who got a debt notice in the mail from United Recovery Systems may be eligible to receive free compensation thanks to a new class action lawsuit. The URS lawsuit claims that sensitive customer information like Social Security number and date of birth could be accessed by a code that was visible in the envelope window. URS argues that no customer information could be found through that number, but has settled this case out of court anyway.

URS Settlement Comments

  • To be eligible to receive compensation from the URS class action lawsuit, customers will need to complete and submit a valid claim online or through the mail
  • Write to Ebner v. United Recovery Systems Claims Administrator, 1801 Market Street, Suite 660 Philadelphia, PA 19103
  • For any questions about the lawsuit via phone please dial (215) 364-5030

A final approval hearing in the class action lawsuit against URS will be held September 7, 2016, and if the judge approves the settlement (it’s expected to be easily approved), checks from URS will be mailed out to eligible claimants within two weeks. If people want to mail a claim in, the claim in the URS class action suit must be received by August 16, 2016.

How much will customers get from the URS lawsuit?

URS has agreed to pay a total of $500,000 in settlement funds, which will be distributed among all eligible claims, so the end total for each customer depends on how many claims are received.

Primary references

  1. www.urssettlement.com
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www.myfreegasreward.com – Claim $50 Free Gas Reward Online

My Free Gas Reward

  • When customers use the My Free Gas Reward website to shop online and make a purchase from qualified merchants (over 400 different ones are available),  a 5% “Gas Back Reward” is credited to the customer’s account
  • Gas rewards from “My Free Gas Reward” can be redeemed once the customer hits $25.00 in their account. When customers redeem their gas reward, they simply choose the gas station (like Exxon, Shell, or BP), and they receive a gift card from that station
  • There is a limit of $50 that can be redeemed from My Free Gas Rewards at once

Shopping through the My Free Gas Reward portal doesn’t cost the customer anything extra, the customer just earns point for every purchase they make. Purchases must be made through the myfreegasreward.com portal, as going straight to the merchant’s web site won’t accumulate any gas rewards points. Merchants generally give commissions when a web site refers a shopper, and My Free Gas Rewards passes these commissions on to the shopper.

A sample of merchants available to shop from include Sears, Target, Macy’s, AutoZone, Omaha Steaks, Ace, and Travelocity. No more than one free gas rewards card can be redeemed every 6 months. My Free Gas Rewards is owned and operated by Exclusive Incentive Marketing Inc.

How long does it take to earn gas rewards points via My Free Gas Rewards?

  • Gas rewards points usually take about 90 days to credit because merchants don’t pay out commissions until the potential for the customer to return the item and receive a refund has passed

Once a valid purchase is made, it is usually credited the the customer’s gas rewards account within 90 days. Customers know points have been credited when a transaction moves from “pending” to “available” (which usually takes less than 6 weeks). Purchases usually show up as pending within 7 days.

To contact My Free Gas Rewards:

  • 9420 Reseda Blvd. #800, Northridge, CA 91324
  • (800) 939 – 0140

Primary References

  1. www.myfreegasreward.com
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www.bankofamerica.com/nyrefund – Claim Government Disbursement Prepaid Card

Bank of America NY Refund

  • The MasterCard-branded prepaid debit card is now issued by the New York Tax Department in regards to income tax refunds
  • This debit card can be used as cash and is NOT a credit card (meaning it will not effect the holders credit score)
  • The state of New York has started using these debit cards because they are more flexible alternative to paper check refunds and easier to use

The Bank of America NY Refund service is free to use and news users who just received their refund card will have to activate it online.  Please note that this pre paid debit card is optional and citizens can still request a paper check from the New York State Tax Department if desired.  In order to receive a Bank of America NY Refund card irt must be requested at the time of filing taxes otherwise the person will receive a check by mail.

Bank of America NY Refund Comments

  • Ideal for people who dislike paper checks and the time they waste (plus paper waste)
  • Funds can be accessed 24 hours a day, 7 days a week and customers can obtain cash at any ATMs and PIN-based point-of-sale (POS) terminals
  • The card can be used anywhere MasterCard debit cards are accepted
  • Users do not need a BOA account as a Bank of America account will be created in the person’s name in the amount of the tax refund
  • This is not a permanent account and once the funds have been used the account will be discontinued
  • Tax payers who mistakenly received a BOA NY refund debit card and want to change to a paper check should NOT activate the card

Any questions about the Bank of America NY Refund card can be directed to the BOA US-based call center at 1.888.373.2881 (voice), or TTY 1.866.656.5913. Outside the U.S., call collect at 423.262.1650.

Primary References

  1. www.bankofamerica.com/nyrefund
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www.bankofamerica.com/quicklanerebates – BOA Quick Lane Service Rebates

Bank of America Quick Lane Rebates

  • The Quick Lane Service Rebate Card portal has recently been redesigned to improve navigation and make it easier for customers manage an account online
  • Returning Quick Lane customers will have to sign in with their username while new customers will have to register/activate their card
  • Please note a Quick Lane rebate card number can be used in lieu of the customers username upon sign in

The Bank of America Quick Lane rebate card is issued by Bank of America, N.A. who is a proud Member FDIC Equal Housing Lender and the card can be used wherever Visa Debit is accepted.  The card can be used as either credit or debit for customer transactions… customers who use it as credit will have to sign the receipt to authorize the purchase while customers using the card as debit will have to provide their PIN number upon check out.

Bank of America Quick Lane Rebates Comments

  • The amount of purchase cannot exceed the amount on the Quick Lane Service Rebate Card unless the customer has a back up payment option that is accepted by the retailer
  • These rebate cards cannot be reloaded and will not affect ones credit score
  • Customers will only have 6 months to use the funds available on the card before they expire
  • When using this rebate card to purchase gas please see the attendant inside the fuel station before pumping costly gas into an auto
  • Some high-end restaurants (not places like McDonald’s or Burger King) may verify that the card has enough funds to cover the purchase, plus a 15-20% gratuity

Any question sin regards to the Bank of America Quick Lane rebates card can be directed to 1.855.477.1130.  Those who misplace the card will be charged a $5 replacement fee (if the balance remaining on the Quick Lane rebate card is less than $5 don’t bother requesting a replacement).

Primary References

  1. www.bankofamerica.com/quicklanerebates
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www.eservice.gap.com make payment – Make GapCard Account Payments Online

eService Gap Make Payment

  • GapCard customers can make a quick payment online without the need to write a check or buy a costly stamp
  • The service is free to use and customers must register with a valid email address before account access is granted
  • The GapCard rewards customers with $5 for every 500 points they earn (the $5 will come in the form of a credit that can be used at any Gap location)

The eService Gap Make Payment service is operated by Synchrony Bank and customers can also track a payment, view/print recent statements, view balances, track GapCard rewards, and update account information (i.e. phone number, address).  Upon eService Gap Make Payment registration customers will need to provide their full name as it appears on their GapCard along with their billing zip code… the customer should have the GapCard in their possession at the time of registration and MUST be the primary cardholder.

Service Gap Make Payment Comments

  • A must for Gap customers
  • Payments can be made using any major credit card
  • Any questions about the GapCard can be directed to 1.800.427.7895

The Gap, Inc (aka GAP) was founded in 1969 by Donald and Doris Fisher.  The first GAP store opened its doors on Ocean Avenue in San Francisco and it mainly sold Levi’s jeans.  Today the firm has more than 3700 locations world-wide and annual revenues around 16 billion US Dollars.  Subsidiaries of the GAP include Banana Republic (a high-end fashion retailer), Old Navy (on the cheaper side and geared towards families), Athleta, and Intermix.

Please note the GapCard can be used to earn points at not only Gap locations but also the Old Navy, Banana Republic, and Athleta.  Customers will earn 5 points for every dollar spent when shopping in store OR online.  The GapCard is a credit card and will affect a customer’s credit score based upon on time payments… applicants will be asked to provide their annual income when making an application.

Primary Referencese

  1. www.eservice.gap.com make payment
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