Pay Schiff

• Individuals who have received notice of a past due debt from Howard Lee Schiff can log on to the Pay Schiff web site to settle their debt quickly and conveniently
• To pay a debt that Howard Schiff has made contact about, the customer will need their File/CN Number and the last 4 digits of their Social Security number
• Once payment is made, it may take up to 24 hours for Howard Schiff systems to update, so clients may receive contact after a debt is paid (up to one day after)

The Law Offices of Howard Lee Schiff is a debt collection agency that is utilized by companies who have customers with past due debts. In exchange for a small portion of the debt, Howard Schiff attempts to collect on debts that the company could not.

The Pay Schiff web site is an attempt to collect a debt, so any information entered into site could potentially be used for that purpose. Howard Lee Schiff specializes in debt collection in  Connecticut, Massachusetts, Maine, New Hampshire, Rhode Island, and Vermont.

What does Howard Lee Schiff offer clients?

Howard Schiff offers several advantages over other debt collection agencies like a state of the art call center, regular staff training in state and federal debt collection laws, special debt reduction strategies for customers, and a responsive client services department. Howard Schiff strives to follow laws from the HIPAA, and GLB and even the FTC and Attorney General.

• The law firm of Howard Schiff was first incorporated in 1977, but was first founded in 1958 in East Hartford, Connecticut

To contact Pay Schiff:

• 25 Southbridge Street, Bldg 2 Suite 2 , Auburn, MA 01501
• (866) 234-7606

Primary References

1. www.payschiff.com

Service Online OPM

• The “Services Online” web page for the Office of Personnel Management is designed for federal employees to manage their retirement services online
• Services online can’t be used to make any changes to Federal dental or Federal vision insurance options (also known as FEDVIP)
• One an application for retirement benefits is approved, the government provides interim payments until an actual payment amount can be determined

A number of different services can be handled on the US government Office of Personnel Management web site, like changing federal and state income tax withholding, updating a mailing address, requesting a duplicate annuity booklet, viewing an annual annuity statement, finding 1099-R tax forms, and viewing a “Year to Date” summary of payments made. Employees who want to withdraw money from their TSP Thrift Savings Plan should know that it can take up to 8 weeks to process a withdrawal of funds after an application has been received.

Service Online OPM Comments

• The “Civil Service Retirement System” (also CSRS) retirement benefits payment will not  exceed 80 percent of your highest three year’s average salary
• In the majority of cases, workers reach this 80 threshold when they have 41 years and 11 months of service accumulated, not including any sick leave that has been built up
• Some employees will have certain exemptions like those who work in law enforcement

When Should An Exact Retirement Date Be Chosen?

Employees applying for retirement benefits from the US government should choose an exact retirement date as soon as they can. Three different factors go in to deciding an exact retirement date:

• Highest thee years average salary
• Length of employment
• Calculated proration of cost-of-living adjustments

To contact the U.S. Office of Personnel Management: Any questions in regards to the Service Online OPM program can be directed to 1900 E Street, NW, Washington, DC 20415 or by phone 202-606-1800.

Primary References

1. www.servicesonline.opm.gov

TXU Energy Bonus

• Access a TXU Energy account online to claim a customer bonus
• Please have the first 6 digits of the TXU card number on hand
• TXU Energy Bonus can be reached via US Mail at Cardholder Services, 700 State Highway 121 Bypass, Suite 200, Lewisville, TX 75067

The TXU Energy bonus promotion is subject to change and any disputes are generally processed within 5-7 business days from the date that the dispute is received.  In the case of fraud please allow up to 30 days after the affidavit of fraud is processed for credits to be applied to a TXU Energy Bonus account.  If a replacement card is issued, the replacement card will be sent to the address listed on the notarized Affidavit of Fraud form.

TXU Energy

• Texas-based energy firm
• Founded in 1882 under the name Dallas Electric Lighting Company
• Offers power services for both home and businesses

Any questions in regards to services from TXU Energy can be directed to 1-800-818-6132 (for residential customers), 1-855-750-0899 (for new sales), 888-399-5501 (for businesses), or 855-881-0489 (for new business/company sales).

Primary References

1. www.txuenergybonus.com

Payments 2 Northland

• For over three decades, the Northland Group has worked with customers to help resolve past due debt
• With Northland Group’s online web site, customers can make secure payments on an old debt, make an offer to settle a total debt, review their account contact information, and see payment options and offers
• To login, customers will need their Northland Group reference number, plus their password (which will be the last 4 digits of their Social Security number the first time)

Northland Group is considered a debt collector, and any information given to them may potentially be used for the purposes of collecting a debt. Corporations that have customers who have past due debts sell those debts to Northland for a fraction of the debt’s total price, and Northland attempts to collect either the full amount or a portion of the debt.

A payment made to Northland will be applied to the customer’s debt account immediately, but calls regarding that debt may continue for 24 hours until Northland’s systems are able to be updated.

More to Know About Northland Group

Founded in 1982, Northland Group is an accounts receivable and debt collection service that prioritizes compliance with federal laws and getting payments from customers in a professional, courteous fashion.

• Northland is a BBB accredited business, and also has certification from the ACA and the ISO. Debt collection companies are not required to be a part of the ACA, but 5,500 of the industry’s top collection agencies, asset buyers, attorneys, and creditors are

To contact Northland Group Inc.:

• 7831 Glenroy Road, Suite 250, Minneapolis, MN 55439
• (888)-287-5711

Primary References

1. www.payments2northland.com

SafeLink Phone Exchange

• Enter the customer’s phone number and the last 4 digits of your Serial Number to verify a 2G phone and to view promotional offers
• This is designed for 2G Migration Eligibility only
• The only reason this is happening is because SafeLink partners are beginning the process of phasing out their 2G coverage

The SafeLink phone exchange service may begin having service interruptions in the near future, particularly if when traveling to other parts of the United States as certain areas are being impacted earlier than others (i.e. the East Coast).  Eventually all 2G phones will stop working completely and the customer will either have to migrate their service or find a new phone company.

SafeLink Phone Exchange Comments

• Migrating the service does not cost a dime
• A must for those who want to keep their SafeLink phone
• SAFELINK WIRELESS service is a program for Income eligible households (i.e. poor people) provided by TracFone Wireless, Inc
• Households must be U.S. Government poverty guidelines in order to claim a phone
• Any questions by mail can be directed to Safelink Wireless PO Box 220009 Milwaukie, OR 97269-0009
• SafeLink phones can be found at popular retailers to include Walgreens and Walmart
• Signals are carried on the towers of over 30 major carriers around the U.S
• No monthly bills and contracts are not required

To view a phone number associated with a SafeLink phone simply open up the prepaid menu screen on the phone then navigate to the”Phone Number” option and select it… the customer’s phone number will display. To return to the main screen, press the PWR/END key.  Any questions in regards to the SafeLink phone exchange service can be directed to 866-667-6437.  Those who do not provide a valid serial number or phone number will not be able to complete the migration process.

Primary References

1. www.safelinkphoneexchange.com