www.decafnow.com – Debt Education and Certification

Decaf Now

  • Enter an attorney code to get started on a debt certification course
  • The course is long and boring but is required for people who have debt problems
  • Those who have previously registered for a course can simply login with their username

The Decaf Now service offers two different course through a U.S. Trustee approved agency.  What does DECAF stand for?  “Debt Education & Certification Foundation (DECAF) provides credit counseling certificates as required before filing for bankruptcy and Debtor Education courses to be completed after filing”.

DECAF Now Comments

  • Couples filing jointly can complete courses together, at no additional charge
  • Cost? Credit Counseling (Pre-filing course): $50 (for individual or joint course) while Debtor Education (After filing course): $50 (for individual or joint course)
  • Courses can be completed via phone or online
  • When taking the course over the phone two languages are available… English and Spanish
  • Certificates are immediately available upon completion of course requirements (no bothersome waiting for the certificate to processed and signed)
  • These courses are required before one can file a bankruptcy case
  • Course takers should have a general estimate of their annual income, monthly expenses and amount of money owed to creditors before starting the DECAF Now courses
  • People taking the debtor education course are required to have their bankruptcy case number
  • Certificates will only be issued to the person who completes the course and participate in the bothersome follow-up counseling session (yes these counseling sessions are required in order to obtain a certificate)
  • Most people who complete the DECAF Now course should send a copy of their certificate to their attorney for safe keeping

Any questions about the DECAF Now service can be directed to a customer service agent at 1-866-859-7323 (counseling and Technical Support staff are available 24 hours a day 7 days a week) or those looking to reach the firm via US mail can write to: DECAF 112 Goliad Street Benbrook, TX 76126-2009.

Primary References

  1. www.decafnow.com