Be a US-based business (Businesses in Canada or Mexico can’t apply)
Is not dominant in its field on a national basis
Operates primarily within the U.S. or makes a significant contribution to the U.S. economy through payment of taxes or use of American products, materials or labor
Most Common Question (Max Employees)
“If your business employs 500 or fewer people, you are likely considered a small business and therefore eligible for this program, including the loan advance. However, number of employees is higher for businesses in some industries. The SBA Table of Size Standards shows whether your industry allows more employees. References to alternate use of receipts (income) instead of number of employees do not apply for the COVID-19 EIDL.”
You must be 18 years of age or older and a legal resident of the United States.
The U.S. Money Visa® Prepaid Card is issued by Metropolitan Commercial Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. “Metropolitan” and “Metropolitan Commercial Bank” are registered trademarks of Metropolitan Commercial Bank.
USMoneyCard.com Customer Service
Automated Phone Support: 1-866-872-9820
Website Online Support: 1-866-872-9820
US Money Card Hours: Business Hours Monday – Friday: 8:30 am – 9:00 pm EST Saturday: 9:00 am – 5:00 pm EST
FREE SMS Texts Transaction Alerts We help you stay connected and informed with SMS text alerts. Receive real-time transaction alerts on your phone.‡ Know instantly when your deposit has been loaded onto your card. Get access to your account no matter where you are with trackable spending. Download our free mobile app for even more control over your account alerts.
Use your U.S. Money Visa Prepaid Card worldwide at any location where Visa is accepted in stores, online, or over the phone.
Transfer money from one U.S. Money Visa Prepaid Card to another.
Pay bills and other expenses quickly and easily.
Use the easy online ATM locator to find a MoneyPass ATM near you.
Shop with confidence knowing your account is protected from unauthorized purchases and fraud if your card is ever lost or stolen
The toll-free number is available from Monday to Friday 7 am-8 pm CT and Saturday 9 am-6 pm CT (closed for business on Sunday).
“I’m very well pleased with the way you handle things. I would like to thank very much I would recommend Spotloan to anyone who need help getting a loan” – by David Noland
“Spotloan provided me with a loan when I was in desperate need of money for medical bills. I am grateful for their assistance. I gave 4 stars instead of 5 because of the high-interest rate” – Brandy L.
“You have to know what you are signing up for and make sure you read all the fine print, but they do an amazing job of being up front about all charges and they have no penalties for early repayment. Customer service is great and very attentive.” – Rob K.
In order to apply, you will have to provide your name, SSN, and date of birth.
Applicants will also have to provide contact information to include their email address, phone number, and a secondary number (if available).
SpotLoan also will want income information to include rent amount or monthly mortgage payment plus how much the applicant makes per month.
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