Month: March 2016

www.vmf.com – Vanderbilt Mortgage and Finance Loans

VMF

  • Vanderbilt Mortgage and Finance customers can logon to make a payment towards their mortgage account
  • Online payments made through the Vanderbilt system will be processed and credited to the mortgage account within 24 hours
  • Customers will need to establish a Vanderbilt account to make an online mortgage payment

When customers create a free account with Vanderbilt, they will have 24 hour access to the online system, which allows them to make free payments towards their loan, manage their bank information and select which account a payment comes from, and review history of all mortgage payments made.

VMF Online

  • Online Vanderbilt Mortgage payments can be post dated up to two weeks, but can not be scheduled past the due date
  • If a loan is due for more than two payments, that payment cannot be made online, and if a Vanderbilt loan is due for more than one payment, any amount that is less than a full payment cannot be made
  • Vanderbilt customers also cannot use the online payment system for 90 days if they have a returned or failed payment

To make an online payment towards a Vanderbilt mortgage for the first time, the customer will need to have their checkbook, their loan account number and their Social Security number to register. If the person making the payment is not the primary Vanderbilt account holder, they will need to have all of that same information, plus the ZIP code of the primary account borrower. For any subsequent payment to a Vanderbilt mortgage, customers will just need to log in and enter the amount to be paid.

More about Vanderbilt Mortgage

Vanderbilt Mortgage Loan is a part of Clayton Homes, and primarily specializes in issuing mortgages for the purchase of manufactured homes. Clayton Homes was founded in 1956, and is the United States’ largest producer of manufactured homes. Vanderbilt Mortgage has their headquarters in Maryvile, Tennessee, at 500 Alcoa Trail.

To contact Vanderbilt Mortgage:

  • (865) 380-3000

Citations

  1. www.vmf.com

 

Posted on by trusted admin

www.myprepaidcard.ca – Canada Post Visa Prepaid Card

My Prepaid Card CA

  • The Canada Post prepaid card should arrive within two weeks from the date that the initial temporary card was purchased
  • Funds can be added to a Canada Post card at any Canada Post location, and are immediately available to use. Customers can also use their bank’s bill pay option to add money to their Canada Post prepaid account
  • If a customer chooses to add money to their Canada Post card via Bill Pay, those funds will be available within 2 to 4 days of the payment being received, which is usually around 7 to 10 days total after the payment was initially sent
  • The Canada Post Visa Prepaid Card (My Prepaid Card CA) is a debit card that’s accepted anywhere Visa is taken. Signing up for a Canada Post prepaid card doesn’t require a credit check or a bank account, and more money can be added to it at any time.

Customers can activate their prepaid debit card from Canada Post to have access to check their account balance, view a list of recent transactions, update their contact information, and more. Setting up an online account is not necessary to use a Canada Post prepaid Visa debit card, but it is recommended for security

  • When a Canada Post prepaid debit card is set to expire, the customer will receive a new card approximately 30 days before the card’s expiration date
  • The prepaid funds will automatically be transferred to the new card, and will be available as soon as the new card is activated

One of the biggest advantages of shopping with a Canada Post prepaid debit card is that customers have Purchase Security insurance. This means that almost any item purchased with a reloadable Visa card from Canada Post will be eligible for reimbursement if it’s lost, stolen, damaged, or needs any sort of repair within 90 days.

To contact a representative about a Canada post prepaid card:

  • Attn: Director, Prepaid Visa, Citizens Bank of Canada, PO Box 8000, Stn Terminal, Vancouver, B.C., V6B 4E2
  • 1-866-760-1543

Citations

  1. My Prepaid Card CA FAQ
  2. www.myprepaidcard.ca
Posted on by trusted admin

www.usbankcontour.com – Contour Visa Debit Card

US Bank Contour

  • Logon to activate or manage a US Bank Contour Prepaid Visa card, to view recent transactions, see the remaining available balance, and more
  • Contour prepaid debit cards are accepted anywhere Visa is taken, plus online and over the phone
  • Customers can sign up to have their paycheck directly deposited to their account, and have their funds available up to 48 hours faster than with a paper check

When US Bank Contour customers sign up for a Contour prepaid Visa card, they will have the chance to customize their card by choosing one of two accent colors (either red or blue), a color that will also be on the back and even the edge of the card. Customers can choose a nickname for their card that will appear on the customer’s Contour Dashboard.  If the customer wants, they can even add a specific spending area, like clothes, kids, groceries, or travel, that the card will be used for.

  • Once you’ve completed your selections, it’s time to ship your card
  • Choose standard shipping for free or expedited shipping for a fee
  • A U.S. Bank credit or debit card is required for checkout when customizing the card

The Contour Visa Debit card is a prepaid card that was developed to give customers convenient access to spend, transfer, and manage money. The Contour card from US Bank give customers the freedom of spending like cash, with the management ability of a traditional bank account.

Contour gives cardholders the chance to create sub account for anyone over the age of 13. A Contour sub account holder will receive a card that spends money from the same pool at the primary account. These accounts can be added for family members, spouses, or other trusted spenders.

To contact US Bank about a Countour prepaid Visa card:

  • 1-855-209-8388
  • 800 Nicollet Mall, Minneapolis, Minnesota 55402

Citations

  1. www.usbankcontour.com
Posted on by trusted admin

www.vmf.com/fico – Free Fico Score

VMF FICO

  • Vanderbilt Mortgage and Finance customers can view their FICO score for free
  • By providing free access to their FICO score, Vanderbilt helps customers maintain good credit
  • Vanderbilt Financial obtains FICO scores by using TransUnion, which is one of the largest credit reporting agencies.

If customers feel that their FICO score and “Key Credit Factors” provided to Vanderbilt by TransUnion are inaccurate, they can request a free copy of their own credit report by visiting the Annual Credit Report web site. If a customer finds inaccuracies from this report to the one provided, they can contact TransUnion for additional help.

A FICO score that is over 800 is considered to be among the best in the United States, with less than 20% of consumers having this rank. Borrowers with a FICO score this high show no issued for lenders. A FICO score that is above 740 to 800 is still considered very good, and shows a dependable borrower. A FICO score that is in the range of 670 to 740 is considered to be average in the US, is still a good borrower. A 580 to 670 FICO score is among the lowest 40%, but some lenders will still approve credit. If a FICO score is under 580, the borrowers is considered to be a very high risk. A FICO score will not be available is a Vanderbilt customer has recently opened a new account, if they are an authorized user on an account (not the primary account holder), and if the Vanderbilt billing statement is not in their name.
The FICO credit score is one of the primary factors in determining terms on a Vanderbilt Mortgage. Almost all lenders use FICO scores, but each one has different criteria. Some may lend to FICO scores above 720, while some will lend to 680.

To contact Vanderbilt Mortgage and Finance:

  • 1-800-970-7250
  • Attn: Customer Service, Vanderbilt Mortgage and Finance, Inc., PO Box 9800, Maryville, TN 37802

Citations

  1. www.vmf.com/fico

 

Posted on by trusted admin

www.reloadit.com – Reload It Services

Reload It

  • With ReloadIt, customers can put money on a huge variety of prepaid cards conveniently, quickly, and securely
  • ReloadIt even offers “Wireless Reload,” where a customer’s wireless bill can be paid with a ReloadIt card. This service is only available at Kroger and Giant Eagle
  • ReloadIt can help customers put money on cards including American Express Seve, PayPal Prepaid MasterCard, PayPower, NetSpend, ReadyCard, Univision, Money Network and more

Customer can sign up for ReloadIt to add funds from multiple prepaid cards to one card, use one account to reload multiple prepaid cards, and even set up automatic prepaid card reloads every week or month. If a customer is just using a prepaid card to pay a bill one time, it’s not necessary to store it in the ReloadIt system.

  • There is no limit to the number of ReloadIt packs a customer can store in their ReloadIt Safe, but there is a limit of adding $1,000 worth of packs in one day
  • More than $10,000 worth of ReloadIt packs can’t be in a Safe at any time
  • ReloadIt cards can be purchased at many grocery stores like Kroger, Vons, Food Lion, Bi-Lo, and also at supply stores like Office Depot, and can only be paid for with cash

A reload credit or debit card cannot be used to purchase a ReloadIt pack. ReloadIt packs usually cost around $4, but that price will vary depending on the retailer and the location it was purchased. Any amount between $20 and $500 can be put on a ReloadIt pack.

RelaodIt customers will never need to give the number on the back of their ReloadIt pack to anyone. Giving this number is like sending cash, and it cannot be traced or refunded. Giving the number on a ReloadIt card should only be used for personally sending money to the card of someone the sender knows.

To contact ReloadIt:

  • 1 (888) 633-9434

Citations

  1. Reload FAQ
  2. www.reloadit.com
Posted on by trusted admin